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Power Advocacy Center
New York Civil Supreme Court cases
eTrack is a case tracking service which enables you to track active Civil Supreme Court cases from all 62 counties of New York State, and cases from all currently available Local Civil and Criminal Courts Click Here
NYS Courts Electronic Filing (NYSCEF)
NYSCEF is a program that permits the filing of legal papers by electronic means with the County Clerk or appropriate court and offers electronic service of papers in those cases. Before filing,view the authorized courts and case types for NYSCEF. Click Here
Bronx County Clerk’s Office
This site allows you to search for cases filed with the Bronx County Clerk’s Office. You can view more detailed information about each case. Click Here
Bankruptcy Case Look-up for The New York State Eastern District
The Case Management/Electronic Case Files (CM/ECF) system is the Federal Judiciary’s comprehensive case management system for the New York Eastern District Bankruptcy Courts. CM/ECF allows courts to accept filings and provides access to filed documents online. Click Here
Bankruptcy Case Look-up for The New York State Southern District
United States District CourtEastern District of New York
The Case Management/Electronic Case Files (CM/ECF) system is the Federal Judiciary’s comprehensive case management system for the New York Eastern District Courts. CM/ECF allows courts to accept filings and provides access to filed documents online.
United States District Court Southern District of New York
United States District Court Southern District of New York
ACRIS
City Register Information System (ACRIS) allows you to search property records … Find a Property Borough, Block and Lot (BBL) or Address;
FDCPA
OVERVIEW OF THE FAIR DEBT COLLECTIONS PRACTICES ACT
The Act does not apply to the original makers of a loan. The Act applies to third-party debt collectors. Third-party debt collectors include lawyers and law firms who are attempting to collect any alleged debt, including mortgage foreclosures. When a third-party debt collector contacts an alleged debtor, the collector must, in the first communication or within five (5) days thereafter, furnish the alleged debtor with a “dunning letter.” The dunning letter must inform the alleged debtor that the collector is attempting to collect a debt and inform the alleged debtor that they have thirty (30) days to dispute the debt. The alleged debtor has thirty (30) days to dispute the debt, requiring the collectors to furnish validation of the debt. Validation of the debt can either be a signed judgment order or a statement made under penalty of perjury by an officer of the original maker of the debt. Failure to notice the alleged debtor of their due process rights subjects the collector to suit for violation of the Act, and any action to collect without informing the alleged debtor of their due process rights or failure to cease collection activity until timely validation subjects the collector to suit for damages under the Act and voids any legal proceedings including mortgage foreclosures. The Act also allows damages when the collector makes false statements regarding the character or amount of the alleged debt. An aggrieved party has one year from the violation of the Act to sue or one year from the taking of property by the collector. An aggrieved party under the Act is entitled to one thousand dollars ($1,000.00) in statutory damages, plus unlimited damages for intentional infliction of emotional anguish.
Complete text of the Fair Debt Collection Practices Act
BANKRUPTCY PROTECTION
Filing Bankruptcy should be the very last step If you want to save your home.
Bankruptcy cases are filed at United States Bankruptcy Courts across the county. The court assigns a trustee to oversee the bankruptcy.
You will either file a Chapter 7 or a Chapter 13 bankruptcy. You can only file for a Chapter 7 if you meet specific income requirements. If these requirements are not met, then you must file a Chapter 13 bankruptcy.
Filing bankruptcy prevents your mortgage lender from foreclosing on your home. Under chapter 13, you can reorganize your debt into a manageable repayment plan, including low monthly payments that allow you to keep your home.
Chapter 13, entitled reorganization, is used when you have some regular source of income and can enter into a repayment plan that will take place over a three- to five-year period. In Chapter 13, you can keep your home and other valuable assets. You do not receive an immediate discharge of debt and will only receive a discharge if payments are made through the repayment plan. During the repayment plan period, you are protected from lawsuits, garnishments, and other creditor actions.
Chapter 7, entitled liquidation, lets the trustee take over your assets, reduce the assets to cash, and make payments to creditors. Depending on your income, you may receive a discharge that allows you to not pay back some of your debt (including mortgage debt). However, the creditor may still pursue foreclosure. Not all debts, though, can be discharged. Child support, criminal restitution, and most student loans cannot be discharged.
File A Complaint
- 1. New York City residents can file a complaint online with the New York City Department of Consumer Affairs. You can also file a complaint with this by writing a letter to:
NYC Department of Consumer AffairsComplaints42 Broadway, 8th FloorNew York, NY 10004
- 2. You can file a complaint online with the Consumer Financial Protection Bureau, which is the federal agency charged with enforcing the Fair Debt Collection Practices Act. The CFPB will forward your complaint to the company you are complaining about, and work to get a response. If the CFPB gets a lot of complaints about a particular company, it can take action against that company on behalf of the public. You can also file a complaint with the CFPB by calling 1-855-411-2372. Or you can write a letter to:
Consumer Financial Protection BureauPO Box 4503Iowa City, IA 52244
- 3. The Bureau of Consumer Frauds and Protection, part of the Economic Justice Division, prosecutes businesses and individuals engaged in fraudulent, misleading, deceptive or illegal trade practices.
- 4. If you believe a loan modification has been wrongly denied
- 5. To find out if any financial services company is licensed in your New York State, click Here
- 6. Internet Scams
Federal Bureau of Investigation
click Here
- 7. International Scams
International Consumer Protection & Enforcement Network
click Here
- 8. Reporting Identity Theft
Federal Trade Commission
Report and develop a recovery plan
click Here
- 9. Reporting Unwanted Calls and Emails
Unwanted Emails (Spam)
Federal Trade Commission Send spam to: spam@uce.gov
- 10. Robocalls and Caller ID Spoofing
Federal Communications Commission Click Here
- 11. Unwanted Calls National Do Not Call Registry Click Here
- 11. Unwanted Calls National Do Not Call Registry Click Here
- 12. Reporting Business-to-Business Fraud Federal Trade Commission Click Here
Process Server
United Process Service, Inc.
225 Broadway, Suite 440
New York, NY 10007
(212) 619-0728
Fax (212) 619-2288
Email: info@unitedprocess.com
FEIN 13-3225909
PM LEGAL
75 Maiden Lane, 11th Floor, New York, NY 10038
80-02 Kew Gardens Road, Suite 1020, Kew Gardens, NY 11415
600 Old Country Road, Suite 314, Garden City, NY 11530
2333 Route 22 West, Union, NJ 07083
2 Keystone Avenue, Cherry Hill, NJ 08003
(212) 233-4040 – (908) 557-5168
Fax: (212) 732-4327
Email: help@pmlegal.com